YouApp – Banco BPM Mobile 7.4.5

YouApp simplifies your life, all in one application you can view your Banco BPM current account and those you have with other banks. Thanks to our customers' suggestions, YouApp is your mobile banking app that is becoming more intuitive and with an innovative design!

ONE APP FOR ALL YOUR ACCOUNTS

With YouConnect, you can connect your Banco BPM mobile banking with your current accounts and payment cards from other banks for an aggregated view of your balance and transactions.

AUTHENTICATION WITH APP TOKEN

YouApp is a free Security Device that replaces the Physical Token. With the App Token, you authorize access and operations in Internet Banking, including generating OTP codes. And thanks to fingerprint and face recognition, you authorize banking operations with a single gesture.

WE HELP YOU KEEP EXPENSES UNDER CONTROL!

In the Expenses section, you can monitor the trend of your family budget. Discover the features that help you save, such as:

• Manage daily expenses and confirm recurring expenses and income based on your habits, with forecasts for the current month and following months.
• View categorized bank transactions for faster and more relevant analysis.
• Set spending limits and plan your savings better by setting a limit for each expense category.
• Monitor and predict monthly trends. In the Financial Summary, compare the current month's trend with the previous 2 months.
• Save and plan your goals. Choose a monthly amount you want to save and we'll show you how close you are to your goal and how much more you can spend without exceeding it.
• Discover which brands you are most loyal to, thanks to brand grouping.

DIGITAL SIGNATURE OF CONTRACTS WITH YOUAPP

Access products and services in a simple, convenient, and flexible way. With YouApp, you can also speak with a consultant remotely. Plus, you have a new section where you can view and digitally sign contracts.

DISCOVER ALL THE SERVICES OFFERED BY YOUAPP

In the Home section, you have an overview of your account balance, investments, and loans. Additionally, with the payments button you can:

• Make ordinary or Express transfers in Italy or abroad, including for tax deductions.
• Top up your phone and prepaid cards.
• Enter simplified tax payments (F24), and if you have a PDF form, you can upload it and all the data will be automatically captured.
• Pay bills like post office bills, MAV, RAV, CBILL-PagoPA directly from the app.
• Pay your vehicle tax (Bollo auto) from the app.
• Forget manual data entry and take advantage of your smartphone's camera to capture payment codes or IBANs. Alternatively, use your voice to write the reason for the payment.
• Manage and configure your cards anywhere by checking the payments made with credit, debit, or prepaid cards. Additionally, you can add your debit and prepaid cards to your digital wallet GOOGLE PAY to make payments directly from your smartphone.
• Invest and take advantage of all market opportunities by purchasing securities with online trading at any time. Plus, in the Funds & SICAV area, you'll find the right solution for you among over 4,000 funds from top fund management companies.
• Find the nearest Banco BPM branches to you. And make appointments at the branch or remotely with just a few clicks.
• Set up alerts and push notifications to always monitor your account expenses and online investment trends.

PRODUCT SHOWCASE

Discover the card that suits you, calculate your mortgage payment, and choose the ideal car. You can do it all directly from the app!

360° ASSISTANCE

Need help? Talk to the Voice Assistant or ask the Virtual Assistant that will guide you to the function you are looking for. You can also call Customer Service directly, without entering access codes!

ACCESSIBILITY INFO: gruppo.bancobpm.it/accessibilita/